Dunkirk
Insurance Agency
Dunkirk
Insurance Agency
Auto, home, farm, and business coverage for Dunkirk, Jay County, and the surrounding communities, from a local team that compares carriers for you
Independent agency in downtown Dunkirk. Multiple carriers. Local service Monday through Saturday.
Your Local Insurance Agency in Dunkirk, Indiana
At Masters Insurance, insurance is about protecting the people, homes, vehicles, farms, and businesses that make our community strong. From our office on North Main Street, we help families, farm operations, and business owners across Dunkirk and Jay County find coverage that fits their lives and their budgets. As an independent agency, we work with multiple insurance companies, which gives you more options than an agency tied to a single carrier.
Dunkirk sits where four counties meet. Our clients live and work across Jay, Blackford, Delaware, and Randolph counties, in town and out on county roads, and what they need from a policy is rarely the same twice. A farm operation, a shift worker at the glass plant, and a retiree in town are three different conversations. We treat them that way.
- Independent, multiple carriers
- Local Dunkirk office and agents
- Coverage reviewed to your situation
Insurance Coverage We Offer in Dunkirk
Liability, collision, comprehensive, and uninsured motorist options for Dunkirk Drivers
Protection for your home's structure, belongings, and personal liability
Help security your familiy's financial future
Coverage for shops, contractors, offices, and growing companies
Custom coverage for unique items and situations
An extra layer of liability protection over your other policies
Auto Insurance in Dunkirk
Every driver is different, so we take time to explain your auto insurance options and recommend coverage that fits your vehicle, your habits, and your budget.
Rural driving carries its own risks. Two-lane county roads, farm equipment moving between fields in spring and fall, and deer through the autumn months account for a meaningful share of the claims we see around Jay County. Many households here also drive further than average, since work, school, and shopping are frequently in another town. Mileage and road type both affect your rate, and both are worth revisiting when your routine changes.
Home Insurance for Dunkirk Homeowners
Your home is one of your largest investments. A homeowners insurance policy can protect your home’s structure, personal belongings, detached structures, and personal liability.
Two things come up often on Dunkirk-area policies. The first is severe weather. Jay County has a documented tornado history, most recently an EF-2 that cut a nearly six-mile path through the county in June 2021, destroying outbuildings and farm structures along the way. Wind and hail are the everyday version of that same risk.
The second is coverage limits on older homes. A good share of the housing here was built decades ago, and rebuilding costs have moved considerably since many of these policies were written. Detached garages, pole barns, and outbuildings are frequently underinsured or left off a policy entirely. We check for that specifically.
Business Insurance for Dunkirk Companies
Muncie is home to family shops, professional offices, contractors, manufacturers, and restaurants. We help owners identify risks and build business insurance that supports daily operations.
- General liability
- Commercial property
- Commercial auto
- Workers’ compensation
- Business Owner Policies (BOPs)
- Professional liability
Why Choose an Independent Insurance Agent in Dunkirk?
More Choices
We represent multiple carriers, so we compare policies, coverage, and pricing instead of fitting one company's products to every situation.
Personalized Guidance
We take time to understand your priorities, explain your choices, and answer questions so you can decide with confidence.
Local Service
Buying a home, adding a driver, or growing a business, you have a local team that knows you and the community.
Visit Our Dunkirk Office
714 N Main Street, Dunkirk, IN 47336
Phone: (765) 768-1123
Fax: (765) 768-2159
Agents:
Katie Masters
Amanda Smith
Evan Masters
Wil Masters
Whether Home, Auto, Life, or Business
Don't leave it to chance
Contact us today for a customized business insurance solution that aligns with your goals.